Direct Money Market Deposit Account 

For a high rate on your deposits while keeping your money within reach, the Direct Money Market Deposit Account is the right choice for you.

Earn one of the highest rates on the market.

2.35% APY*

Your TotalDirectBank Money Market Account:

  • Grow your money faster with interest compounded monthly
  • Online transfer of funds using your external bank account
  • FDIC insurance up to the maximum allowable
  • Unlimited deposit transactions, and up to six withdrawals and transfers per month

By keeping our costs low, we consistently deliver higher rates to our clients.  A $50,000 minimum deposit is required to open an account and earn the advertised APY. The maximum amount allowed per client is $500,000. 


* Minimum amount to open Direct Money Market Deposit Account is $50,000. A $50,000 daily balance required to earn the disclosed Annual Percentage Yield (APY) and avoid maintenance fee. The APY may change after the account is opened. APY is accurate as of September 6, 2019. No transactions allowed by debit/credit card or by check. Fees may reduce earnings on the account. Please refer to the most current Disclosure & Schedule of Fees for TotalDirectBank Accounts for more details.