By keeping our costs low, we consistently deliver higher rates to our clients.  A $2,500 minimum deposit is required to open an account and earn the advertised APY. The maximum amount allowed per client is $500,000.

* Minimum amount to open Direct Money Market Deposit Account is $2,500. A $2,500 daily balance required to earn the disclosed Annual Percentage Yield (APY). The APY may change after the account is opened. APY is accurate as of November 3, 2022. No transactions allowed by debit/credit card or by check. Fees may reduce earnings on the account. Please refer to the most current Disclosure & Schedule of Fees for TotalDirectBank Accounts for more details.