CDs : TotalDirectBank

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4.85%APY¹
6 mo. CD

TERMS	INTEREST RATE*	APY*
3 mo. CD	3.92%	4.00%
6 mo. CD	4.74%	4.85%
12 mo. CD	4.80%	4.92%
24 mo. CD	4.25%	4.34%
36 mo. CD	3.50%	3.56%
60 mo. CD	3.00%	3.05%

¹The advertised interest rates and Annual Percentage Yields (APY) are effective as of

March 25, 2023 and are subject to change daily without notice. A $25,000 minimum deposit via ACH is required to open an account and in order to earn the advertised APY. The maximum amount allowed per client is $1,000,000. A penalty fee may be imposed for early withdrawal of CDs. Fees could reduce the earnings on your CD account, please refer to the most current Disclosure & Schedule of Fees for more details.

Certificate of Deposits

High Rate Certificate of Deposits (CDs) combine a guaranteed rate of return for your deposit with the safety and security of FDIC insurance.

TotalDirectBank is able to offer higher rates on your CDs by lowering our costs.

With terms ranging from 3 to 60 months, you can select the best combination of high rate and length of commitment to match your specific savings goals.

Your TotalDirectBank CD provides:

Guaranteed return
Automatic Renewal
FDIC insurance up to the maximum allowable

A $25,000 minimum deposit is required to open an account and in order to earn the advertised APY. The maximum amount allowed per client is $1,000,000.

OPEN ACCOUNT

Please note: TotalDirectBank can conduct business anywhere in the US with the exception of Florida, Puerto Rico, American Samoa, Guam, Northern Mariana Islands and US Virgin Islands. A valid state issued ID or U.S. passport is required to open an account.

CDs

4.85%APY16 mo. CD

4.85%APY¹
6 mo. CD