TERMS          INTEREST          APY

 3 mo. CD 2.00% 2.00%
12 mo. CD 2.25% 2.25%
24 mo. CD 2.40% 2.40%
36 mo. CD 2.50% 2.50%
60 mo. CD 2.60% 2.60%
*The advertised interest rates and Annual Percentage Yields (APY) are effective as of November 14, 2019 and are subject to change daily without notice. A penalty fee may be imposed for early withdrawal of CDs.  Fees could reduce the earnings on your CD account, please refer to the most current Rate and Disclosure & Schedule of Fees for TotalDirectBank Accounts for more details.