3.05%APY*
12 mo. CD


TERMS INTEREST RATE* APY*
3 mo. CD 1.98% 2.00%
6 mo. CD 2.72% 2.75%
12 mo. CD 3.01% 3.05%
24 mo. CD 2.47% 2.50%
36 mo. CD 2.47% 2.50%
60 mo. CD 2.47% 2.50%
*The advertised interest rates and Annual Percentage Yields (APY) are effective as of
August 26, 2022 and are subject to change daily without notice. A $25,000 minimum deposit is required to open an account and in order to earn the advertised APY. The maximum amount allowed per client is $500,000. A penalty fee may be imposed for early withdrawal of CDs.  Fees could reduce the earnings on your CD account, please refer to the most current Rate and Disclosure & Schedule of Fees for TotalDirectBank Accounts for more details.