TotalDirectBank Certificate of Deposits

High Rate Certificate of Deposits (CDs) combine a guaranteed rate of return for your deposit with the safety and security of FDIC insurance.
TotalDirectBank is able to offer higher rates on your CDs by lowering our costs.
With terms ranging from 12 to 60 months, you can select the best combination of high rate and length of commitment to match your specific savings goals.
Your TotalDirectBank CD provides:

  • Guaranteed return
  • Automatic Renewal
  • FDIC insurance up to the maximum allowable
Minimum deposit of $25,000 minimum deposit required and minimum balance required in order to earn interest.
Term Interest Rate APY*
12 month CD 1.01% 1.11%
24 month CD 1.02% 1.22%
36 month CD 1.03% 1.33%
60 month CD 1.04% 1.44%
 *The interest rates and Annual Percentage Yields (APY) are effective as of 11/26/2018 and are subject to change daily without notice. A penalty may be imposed for early withdrawal of CDs. Please refer to the most current Rate and Fee Schedule for more details.